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View current mortgage interest rates and recent rate trends. Compare rates for our most popular fixed and adjustable rate mortgages to help find the option that works best for you. Consider working with a credit union. Includes current fha loan rates for home purchase and refinancing. The posted rate is simply the rate that the bank is advertising in public.
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Locking your mortgage interest rate also protects you from increases in interest rates while your loan is in process, but it will also not allow you to benefit from any drops in mortgage interest rates.
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